Monticello Bank

Monticello Bank, Somerset KY

Monticello Banking Company is a state-chartered commercial bank that has been in business since 1895. The bank’s main office in Monticello, Kentucky remains in the original downtown location and has operated under the same name for over 125 years.

We currently have eighteen offices located in eleven counties throughout Central and Southern Kentucky.



Community Banking is the core of our business and retail banking service offerings. Our community bankers build and sustain business relationships that bring value to our customers, strengthen communities, and contribute to the overall success of Monticello Bankshares, Inc.

Monticello Banking Company offers a full range of deposit and loan products available to both business and individual customers. Deposit options range from traditional checking and savings accounts to Premium Money Market Accounts and certificates of deposit. Additionally, we offer a variety of electronic banking services such as online banking, debit cards and credit cards. We also offer business oriented electronic banking services such as Cash Management and Merchant Capture.


475 E Hwy 80, SomersetKY 42501


3653 S Hwy 27, SomersetKY 42501



M-Th: 8:30 am – 4:00 pm ET
Fri: 8:30 am – 5:00 pm ET

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